Helping hard-working kiwis make smarter financial decisions.

We’re not your typical mortgage advisers. Yes, we get your loan across the line, but we also help you get ahead. We believe money should be freeing, not limiting – it's a tool that opens doors to the life you want to build.

Everyone's goals are different, whether that’s buying your first home, upgrading, investing or just getting control of your finances. We help you achieve this by taking a long-term, holistic view. We’re about building relationships, sharing knowledge, providing ongoing support and the tools to take control. We collaborate, rather than instruct, creating a safe and empowering space. We practice what we preach and believe in being open and honest – no sugar-coated promises.

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Jeff on stage in LA with Bruce Buffer (UFC) and Cutino Mobley (NBA player)

Jeff talks with the "Veteran Voice of the Octagon" celebrity, Bruce Buffer on stage to 3000 people about the Pathway Financial Success Programme.

Our story

Jeff Kerwin founded Nest Home Loans in Hamilton back in 2014. A police officer at the time, his side hustle in property trading and long-term investments was taking off. Working with a good mortgage advisor, he realised this was the career he wanted.

Nest Home Loans has now expanded into a financial coaching platform, helping individuals achieve their financial goals through strategic mortgage advice and financial planning.

The turning point for this was based on Jeff's personal experience. In 2020, despite being mortgage-free, and earning good money, Jeff and his wife looked at their bank accounts with a sinking feeling and asked themselves, 'Where does all our money go?'

Sound familiar?

That wake-up call forced them to get serious about their finances. They built a plan, got on the same page about their goals, and turned everything around. Jeff figured there must be plenty of other hardworking Kiwis in the same boat, and that became the foundation of Jeff’s passion, the Nest Home Loans Pathway Financial Planning Programme.

“What gets me out of bed each day is hearing all the struggles some of our clients have been through and then seeing them transform their financial lives.”

Jeff loves building relationships with great people and watching them succeed. It's this authentic passion for helping hardworking Kiwis achieve their goals that sets the foundation for everything Nest Home Loans does.

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Our values

Education

We believe in sharing fresh ideas and knowledge in a nurturing and empowering environment.

Challenge the status quo

We ask bold questions – even the uncomfortable ones. We focus on what you actually need, not what we think you need.

Creating habits

We offer ongoing support and hold ourselves accountable. It's about lasting change and sustainable financial habits.

We live it

We walk the talk – everything we share comes from lived experience, so we understand exactly what we're asking of you.

Transparency

We practice what we preach and believe in being open and honest – no sugar-coated promises.

Want to find out more about what we can offer you?

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“Jeff Kerwin - mortgage broker to the stars” Waikato Times

“Schwarzenegger, Travolta, Pacino, Stallone, Wahlberg, Richard Branson, Tom Brady, and Wayne Gretzky – some of the most recognisable names in Hollywood, business and sport – but who would you pick to sit down and interview?

This is the unusual conundrum facing Hamilton mortgage broker Jeff Kerwin as he gets set to travel to Anaheim, California next month for the 2024 Mega Success conference, where he’ll get to interview one of them about their success in life and in business.

The 43-year-old former police officer turned mortgage broker and recreational pilot said he’d already sat down for chats with Hollywood A-lister Vince Vaughn, Reebok founder Joe Foster, and former Real Madrid footballer Sergio Carrallo and his wife, reality TV star Caroline Stanbury.” See the pictures and read more here.

Ready to write your own success story?

Whether you're buying your first home, looking to invest, or want to get your finances sorted, we're here to help.

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What our clients have to say.

Google logoReviewsRated 4.9 based on 715 Reviews.

Dan PDan P7 months agoWe had a fantastic experience with Nest Homes — a professional team that genuinely cares about your situation rather than just ticking boxes.

Jeff knows his job inside and out, and his team consistently go above and beyond to get results. When the vendors activated the escape clause in our contract, pulling our unconditional date forward, Jeff remained calm, collected, and reassuring throughout what was a stressful moment for us.

Thanks to his expertise and steady guidance, we successfully purchased and moved into our first home last week. It was an absolute pleasure having Jeff and the Nest Homes team on our side.
Garin GowerGarin Gower3 months agoAndrew and the team at Nest were absolutely awesome. The whole process was super simple and easy. Communication was fantastic and I couldn't praise them high enough. If you're looking to get a mortgage even if you have a few issues with credit they can help out. 100/10..because 10 stars isn't enough.
Doggynina_NZDoggynina_NZ4 months agoJeff and the team at Nest home were awesome to deal with. They made buying our first home such a good experience. When we need to re-fix or buy another home we will definitely be coming back!
Linda van den DolderLinda van den Dolder6 months agoI would HIGHLY recommend Nest Home Loans to everyone! They are super friendly and very helpful! A very special thank you to Andrew who did an AMAZING job ...He is very supportive and made the impossible happen :)This has been a long journey ...Other companies gave up on us, but Nest Home Loans pulled us through! Best decision we ever made is to knock on their door for help :) :) :)
Chun Hour NhoepChun Hour Nhoep5 months agoJeff was an excellent mortgage broker and guided me through the entire home loan process with professionalism and clarity. He took the time to explain my options, kept me informed at every stage, and made sure everything stayed on track. His communication and support made a big difference, especially as a buyer. I wouldn’t hesitate to recommend Jeff to anyone looking for a reliable and knowledgeable mortgage broker.

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