Helping hard-working kiwis make smarter financial decisions.

We’re not your typical mortgage advisers. Yes, we get your loan across the line, but we also help you get ahead. We believe money should be freeing, not limiting – it's a tool that opens doors to the life you want to build.

Everyone's goals are different, whether that’s buying your first home, upgrading, investing or just getting control of your finances. We help you achieve this by taking a long-term, holistic view. We’re about building relationships, sharing knowledge, providing ongoing support and the tools to take control. We collaborate, rather than instruct, creating a safe and empowering space. We practice what we preach and believe in being open and honest – no sugar-coated promises.

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Jeff on stage in LA with Bruce Buffer (UFC) and Cutino Mobley (NBA player)

Jeff talks with the "Veteran Voice of the Octagon" celebrity, Bruce Buffer on stage to 3000 people about the Pathway Financial Success Programme.

Our story

Jeff Kerwin founded Nest Home Loans in Hamilton back in 2014. A police officer at the time, his side hustle in property trading and long-term investments was taking off. Working with a good mortgage advisor, he realised this was the career he wanted.

Nest Home Loans has now expanded into a financial coaching platform, helping individuals achieve their financial goals through strategic mortgage advice and financial planning.

The turning point for this was based on Jeff's personal experience. In 2020, despite being mortgage-free, and earning good money, Jeff and his wife looked at their bank accounts with a sinking feeling and asked themselves, 'Where does all our money go?'

Sound familiar?

That wake-up call forced them to get serious about their finances. They built a plan, got on the same page about their goals, and turned everything around. Jeff figured there must be plenty of other hardworking Kiwis in the same boat, and that became the foundation of Jeff’s passion, the Nest Home Loans Pathway Financial Planning Programme.

“What gets me out of bed each day is hearing all the struggles some of our clients have been through and then seeing them transform their financial lives.”

Jeff loves building relationships with great people and watching them succeed. It's this authentic passion for helping hardworking Kiwis achieve their goals that sets the foundation for everything Nest Home Loans does.

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Our values

Education

We believe in sharing fresh ideas and knowledge in a nurturing and empowering environment.

Challenge the status quo

We ask bold questions – even the uncomfortable ones. We focus on what you actually need, not what we think you need.

Creating habits

We offer ongoing support and hold ourselves accountable. It's about lasting change and sustainable financial habits.

We live it

We walk the talk – everything we share comes from lived experience, so we understand exactly what we're asking of you.

Transparency

We practice what we preach and believe in being open and honest – no sugar-coated promises.

Want to find out more about what we can offer you?

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“Jeff Kerwin - mortgage broker to the stars” Waikato Times

“Schwarzenegger, Travolta, Pacino, Stallone, Wahlberg, Richard Branson, Tom Brady, and Wayne Gretzky – some of the most recognisable names in Hollywood, business and sport – but who would you pick to sit down and interview?

This is the unusual conundrum facing Hamilton mortgage broker Jeff Kerwin as he gets set to travel to Anaheim, California next month for the 2024 Mega Success conference, where he’ll get to interview one of them about their success in life and in business.

The 43-year-old former police officer turned mortgage broker and recreational pilot said he’d already sat down for chats with Hollywood A-lister Vince Vaughn, Reebok founder Joe Foster, and former Real Madrid footballer Sergio Carrallo and his wife, reality TV star Caroline Stanbury.” See the pictures and read more here.

Our Team

Ready to write your own success story?

Whether you're buying your first home, looking to invest, or want to get your finances sorted, we're here to help.

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What our clients have to say.

Google logoReviewsRated 4.9 based on 723 Reviews.

kelsey hinzkelsey hinza month agoWe have had such a great experience with the team at Nest Home Loans. From selling our home in Hamiltonand then buying in Christchurch, they made what could have been a really stressful process feel so much easier and more manageable.

The whole team are incredibly friendly and supportive throughout, and we always felt in good hands. A special thank you to Jeff and Erana, you have both been amazing to work with. We’re so glad we were recommended Nest Home loans!
William PaytonWilliam Payton2 months agoJeff, Erana, and the rest of the team at Nest Home Loans made the whole home buying process incredibly easy from start to finish. The experience was made simple thanks clear communication, knowledge, and support throughout. The team always took the time to explain our options and kept us updated every step of the way. We really appreciated how smooth everything was and how much effort they put in behind the scenes to make it all happen. Myself and my partner highly recommend Nest Home Loans to anyone looking for a reliable and professional team to get you into a home.
Nicole MatthewsNicole Matthewsa month agoJeff and Erana turned a no into a yes and managed to help secure us to get into our first home after months of trying! They never gave up on us and did everything and more. Can’t thank them enough for all their hard work as we are now in our own home - best mortgage broker ever! Thanks again guys for all your hard work 🙂
Marco PretoriusMarco Pretoriusa month agoJeff and Erana were great to deal with. As a first home buyer having a mortgage broker that explains the entire process in a simple way helps a lot. Definitely made the process easier and always close to the phone if we needed to know something or needed clarity on documents. Would definitely go through them again. Thanks all the help team.
Cory HarperCory Harpera month agoSo, where do I start? I guess I'll start at the start. Nest Home Loans was there at the start, and they were there at the finish. The pathway was clear, the steps were visible and the doors were opened. Whether it was the confidence they had in us or the answering of questions, everything was done with professionalism. My wife and are now proud homeowners and we couldn't have done it without Nest Home Loans. In my whanau, "NICE", is regarded as one of the highest praises to receive. From Lily and I......."NICE"

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