Free - First Home Buyer Seminar | Hamilton

Find out what it really takes to buy your first home

90 minutes with Nest's mortgage advisers.

  • Deposits under 20%,
  • KiwiSaver,
  • what the banks look for,
  • and your questions answered live.

When

Wednesday 4 Nov, 6:30pm - 8:00pm

Where

Lugtons Real Estate, 1010 Victoria St, Hamilton

Cost

Free, registration required

Save your seat

Takes 30 seconds. Partners are welcome.

Free, No obligation, No hard sell. We only use your details to send event info.

737

five-star Google reviews

10 days

for the last seminar to book out

4.6/5

Seminar Rating

20+

Seminars.. & counting

Free – First Home Buyer Seminar | Wednesday 4 Nov | Only 70 seats

Sound familiar?

Most people we talk to feel the same way before they start.

"We've been saving for years, but 20% feels impossible."

"I don't know how much KiwiSaver I can actually use, or when."

"I think I’m 1-2 years away from being ready"

"Everyone's advice is different and I'm scared of getting it wrong."

You don't need to have it all figured out. That's what the night is for.

What we'll cover on the night

Everything from saving your deposit through to getting the keys, in plain English.

Your deposit options

Alternatives to 20%, low-deposit lending, Kainga Ora loan, and how family can help.

Making KiwiSaver work

How the first home withdrawal works, the timing, and what to check now so it's ready when you are.

What banks really look at

Income, spending, debts and credit, and how to put your best application forward, even if you've been declined.

The process, step by step

Pre-approval to settlement, the common pitfalls, and what's happening in the Hamilton market right now.

Plus: live Q&A with our advisers

Bring your questions, nothing's too basic. You can ask out loud or send them in anonymously.

Take home: First Home Buyer Guide

Every attendee gets the guide to work through at home.

This evening is for you 
if you're:

  • Renting and wondering if buying is realistic
  • Planning to buy in the next 12 to 24 months
  • Saving with KiwiSaver and not sure how to use it
  • A couple or family working out what you can afford
  • Declined before and want to know what to change

Meet your presenters

Local mortgage advisers who've helped hundreds of Waikato buyers into their first home.

Jeff Kerwin - Nest Home Loans

Mortgage Adviser 13 years. “I love it when they say “I’m 1-2 years away” then I help them settle 2 months later lol”

Erana Crump - Nest Home Loans

Mortgage Adviser with banking background. “I love it when I turn “we’re not ready yet” into “where do we put the couch?”

Del Bredesen - Lugtons Real Estate

Residential & Lifestyle Salesperson. “My favourite moment is when the nerves turn into excitement, and ‘could we?’ becomes ‘we did!’”

What people say about us

Google logoReviewsRated 4.9 based on 741 Reviews.

char crosbychar crosbya month agoDonna and Hoani were absolutely excellent throughout the whole mortgage process. They were incredibly knowledgeable, helpful and supportive, and made what could have been a complicated and overwhelming process feel so much easier.

I would especially highly recommend them to anyone in the neurodivergent community. They communicated clearly, were patient and responsive, and made everything feel manageable without adding unnecessary stress.

I felt genuinely well supported from beginning to end and couldn’t have asked for a better experience. Thank you so much, Donna and Hoani!
kelsey hinzkelsey hinz5 months agoWe have had such a great experience with the team at Nest Home Loans. From selling our home in Hamiltonand then buying in Christchurch, they made what could have been a really stressful process feel so much easier and more manageable.

The whole team are incredibly friendly and supportive throughout, and we always felt in good hands. A special thank you to Jeff and Erana, you have both been amazing to work with. We’re so glad we were recommended Nest Home loans!
Callum AugustCallum Augusta month agoWe can’t thank Erana at Nest Home Loans enough for everything she has done for us. From the very beginning, she made us feel supported, understood and genuinely cared for. It honestly felt like whānau helping whānau, rather than just going through a home loan process. She went above and beyond every step of the way and helped make our dream of owning our own home a reality. We are so grateful for all her hard work, patience and support. Thank you so much, Erana — we truly appreciate you! ❤️🏡
Marco PretoriusMarco Pretorius4 months agoJeff and Erana were great to deal with. As a first home buyer having a mortgage broker that explains the entire process in a simple way helps a lot. Definitely made the process easier and always close to the phone if we needed to know something or needed clarity on documents. Would definitely go through them again. Thanks all the help team.
Alli WalkerAlli Walker2 months agoAndrew has been great to deal with. He knows his stuff! He made the whole process very easy and straight forward. Andrew was always available and willing to answer any question we had. Would definitely recommend.

    Nothing to pay, nothing to sign

    100% free

    No ticket price, no upsell.

    No hard sell

    It's education. If you want a one-on-one afterwards, you ask us, not the other way round.

    Bring your people

    Partners, parents and flatmates welcome.

    Can't make it?

    Register anyway and we'll invite you to the next one.

    Frequently Asked Questions

    What if I can't make it on the night?

    These events are popular and sell out. If you can't make this event, it's best to register for this event, and we’ll invite you to the next one before tickets go online.

    Will I be pressured to sign up for anything?

    No. It's an information evening. Advisers stay afterwards if you'd like a chat, but that's up to you.

    I'm still a year or two away. Is it too early?

    This is the best time!  After the seminar you will walk away with one of two paths ahead;  you’ll realise you actually AREN’T 1-2 years away and you are ready NOW!  Or you may have some homework to complete first.  The seminar will give you confidence what homework you need, as opposed to relying on unverified Facebook forums or well-intentioned relatives who bought in 1987.

    I've been declined before. Is this still for me?

    Yes. We'll cover what banks assess and the most common reasons applications get turned down.

    Can I bring my partner or parents?

    Please do. Tick the box on the form so we save them a seat.

    Is it really free?

    Yes. No ticket price and nothing to buy.

    Come along and get your questions answered

    Only 70 seats. The last seminar booked out in 10 days. Reserve your seat now and don’t miss out.

    Save my seat

    Wednesday 4 Nov | 6:30-8pm | Lugtons Real Estate, 1010 Victoria St, Hamilton



    Nest Home Loans 2026